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We Are Different To other Accountants

We are proud to be one of Derbyshire's leading Chartered Certified Accountants and Business Growth Advisers.

We help both businesses and individuals to manage their finances and reduce their tax bills.

For businesses we do much more than just balance your books. Our business expertise will help you make sure that your business is achieving the results you want it to achieve. We will also make sure that you only pay the legal minimum amount of tax that you need to.

Limited Companies

As a limited company your accounting needs can be quite complex. We at Cedar + Co. are experts at helping limited companies to manage all of their accounting, bookkeeping and compliance needs. We work very closely with limited companies to help them grow whilst minimising their risks and tax bill.


Sole Traders & Partnerships

We like to think we are a 'One Stop Shop' provider for all business owners, if you are a sole trader or a partnership based business we can help you not only with your accounting and compliance needs but your business growth plans as well.

Read more

Individual Services

As an individual you need to make sure that your finances are performing to the best of their ability. We can help you maximise your income through minimising the amount of tax you have to pay.


Much More Than Accountants

We are far more than just accountants, take a look below at just some of the Value Added Services we provide to all of our clients.

Value Added Services

Business Growth System helping Derbyshire businesses to grow

Business Growth & Marketing System

Cloud Accounting

Cloud Accounting

Cedar Coaching working with you to grow your business

Cedar Coaching

Cedar Wealth Planning helping you plan and secure your financial future

Cedar Wealth Planning

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  • “Cedar + Co. have sorted out my accounts for many years. Everything is always spot on, the staff are very friendly and always at the end of the phone if I need any advice. I would recommend them to anyone.”

    Mark Tatlow, Woltat Joinery, Derby

  • "Fantastic professional service, with prompt accurate service delivery. Friendly, whilst encompassing a vast knowledge."

    Dean Hough, Mercia Plumbing & Heating Ltd

  • “I have been with Cedar for many years and have recommended several new clients to them. The service has improved year on year and is currently unsurpassable. The staff are friendly courteous and proficient.”

    Mick McCafferty, Midland Marine UK Limited

  • “Cedar and Co have continued to offer my small business the highest level of service, I wouldn’t hesitate in recommending them to anyone looking for an accountant.”

    Justin Nellist, Defy Logic Limited

  • “The care and attention we receive from the team at Cedar and co is just what we want. Fast accounts so we know where we stand is important too. It was our year end 21 days ago and we have our accounts in our hands already and Neil’s meeting to explain the detail and predict the future too.”

    Paul Shrimpling, Remarkable Practice Limited

  • "My relationship with Cedar & Co has moved from professional to friendship. I never have any reservations about ring them for advice because they treat their customers as part of their team."

    Nigel May-Brown, Safety Reflectives Limited

  • They have helped us to think much more about planning for the future both at work and at home and helped us to feel confident about it.

    Des Gosling, Des Gosling Mobility Limited

  • “Cedar + Co. have been our accountants for many years and always provide us with prompt and accurate service and support, from advice on book keeping, through to more complex tax advice. Only today Terry helped me through the process of a complicated machinery purchase and then showed me how best to deal with this in our accounting system. I have to say Terry is a diamond, he is there whenever I need him, he’s a Godsend!”

    Ann Hughes, Alvaston Glass Ltd

  • "I am a new customer, I moved in 2012 from an accountant I had used for 10 years, and who I considered to be more re-active than proactive & I can say I am so impressed with every aspect of the service I have received from Cedar & Co. They are professional, forward thinking, keen to ensure every aspect of their service is second to none & on an excellent service & I look forward to working closely as our business grows over the coming years."

    Mark Joyner, Gossama Marketing Strategies

  • "I find Cedar hugely flexible and very different to a typical accountant. They are committed to proactive business growth, not just reflecting on what has happened in the books."

    Andrew Vincent , Academyst

  • "Excellent annual get together with Cedar + Co. who continue to maintain their impressive high level of service."

    Tim Wayne, Green 2 K Design Ltd

  • Not only have Cedar + Co. provided excellent accountancy support to my business, they have operated more of a business advisory service covering , market research, planning, advertising and how to focus on the macro rather than micro detail in order to see the bigger picture.  Thus they have potentially added value to my business idea and not just taken their fee for being accountants and nothing more.

    David & Aaron Drew, DNA Steel Fabrications

  • A very thorough professional and friendly service, very approachable and helpful in every aspect of business accounting . Thank You as always for making it simpler and easier to Understand

    Martyn Bull, Bullitt Aviation


Will Pension Tax Relief Change Again On Budget Day?

There has been a lot of speculation that the Chancellor may announce further major changes to tax relief on pension contributions in his March Budget, based on consultations with the pensions industry.  Under the current rules an individual’s contributions can save them tax at their highest marginal rate and also help them avoid losing their personal allowance. So a £8,000 pension contribution by a higher rate taxpayer results in £2,000 (20%) being added to their fund by HMRC = £10,000 gross. The £10,000 gross contribution would then save a further £2,000 in tax, so the net cost would be just £6,000 if they are a higher rate tax payer.

It is understood that the Government is considering introducing a flat rate of pension tax relief of between 25% and 33%, which would be good news for basic rate taxpayers, but higher rate taxpayers would lose out. If say a 30% rate of relief was to be introduced, a £7,000 contribution would be topped up to £10,000 with no further relief.  It has also been suggested that it may not be possible in future to agree with your employer to sacrifice part of your salary in exchange for an additional tax free employer pension contribution. The starting date of these possible changes is uncertain but they may be effective from Budget Day!

If you would like to discuss your pension, your contributions or tax relief, give us a call on 01332 292022 or e-mail advice@cedarandco.co.uk

Opportunity Just Ahead!

Cedar + Co. are growing and we have a newly created manager role to start ASAP! We are looking for someone with strong leadership skills to manage and oversee the daily operations of the accounting team and be responsible for a portfolio of clients. We need someone with great communication abilities who is organised, positive, enthusiastic, a team player, able to make decisions, flexible and committed. If this is you or someone you know please e-mail opportunity@cedarandco.co.ukopportunity

Can you pay your dividends early?

On April 6, 2016 the unpopular dividend tax will come into effect meaning business owners could have their take home pay slashed as they pay thousands of pounds more in tax each year.

For dividend payments made within the 2016/17 tax year the first £5,000 of dividends will be tax free, after that dividends will be taxed at an additional 7.5% for all tax payers including basic rate. So, for instance, on a £50,000 annual dividend you will pay £2,527 more tax!

Unfortunately there isn’t much that can be done in the long term. In the short term, however, you could consider offsetting the effect by paying dividends early i.e. on or before 5th April.

There are a number of factors to take into consideration before making this decision, but talk to us now and we can help you decide if whether this is a sensible option for you and your business. Give us a call on 01332 292022 or drop us an e-mail at advice@cedar.co.uk to arrange a meeting.